New Android App “Kotak – 811 & Mobile Banking” Download Apk, User Reviews, Finance App, Latest Version, App by Kotak Mahindra Bank Ltd.

Kotak – 811 & Mobile Banking
by Kotak Mahindra Bank Ltd.

App Category:- Finance

Kotak Mobile Banking App is not just the best-in-class app but it is also a completely new way of doing pure digital and paperless banking which is must in post Demonetisation and cashless transactions era.

You can open a zero balance digital bank account, Kotak 811, without any paperwork or even without stepping out of your home. Experience over 100 features including managing all your financial transactions, sending and receiving money through NEFT, IMPS and RTGS, shopping online via Flipkart, booking movie tickets via PVR, flights and hotel rooms via Goibibo and much more. This mobile banking app is also BHIM UPI enabled, you can instantly transfer money online without adding any additional bank information.

Not a Kotak Savings Account customer yet?
This amazing banking app lets you download a zero balance savings account known as Kotak 811 on your mobile phone instantly. All you need is your Aadhaar number and PAN number.

Your 811 savings account offers you:

• Up to 6%* interest p.a.
• Zero balance account
• A Virtual Debit Card to shop online
• Free online transfers

Kotak - 811 & Mobile Banking

Kotak – 811 & Mobile Banking


And that’s JUST the savings account. There’s so much more you can do (more than 100 features!) with our best-in-class app mobile banking app:

• Transfer funds easily & on the go, without having to register a beneficiary
• Track all your Banking Transactions all in one place
• Transfer money instantly through BHIM UPI (Unified Payment Interface)
• Book train tickets using IRCTC
• Shop within our app on Flipkart, PVR, goibibo and more with the benefit of seamless payment
• Recharge your mobile & DTH subscriptions with ease
• Use mobilePay for your offline/instore payments
• Purchase and redeem Mutual Funds and keep track of your investments
• Apply for Kotak Credit card through app
• Regenerate your Debit and Credit card PINs
• In case of loss, temporarily switch off your Kotak debit card for security purpose
• Switch on/Switch off international usage of your Kotak debit card
• Pay Credit card bill online
• Check your bank account statement
• Check your account balance

• Pay your bills, open a Term Deposit
• Post opening Account, go to Manage Profile and Click a selfie or upload your photo to set as profile picture

Get started:
• If you are not a Kotak customer and want a Kotak 811 savings account all you need is your Aadhaar and PAN details.
• If you are an existing customer, you just need your Customer Relationship Number (CRN), your Debit / Credit Card PIN or your Net Banking password to get started. The app will take you through a one-time activation process when you login for the first time.

Kotak Bank App requires following permissions:

– Contacts: This is required to allow you fetching mobile number while mobile / DTH recharge or sharing IFSC/MMID
– Location: This is required for Branch / ATM locator
– Photos / Media / Files / Camera: This is required to let you access gallery / click an image to set profile picture.
– Phone: This is required to let you dial customer contact center
– SMS: This is required to auto activate the device during activation process.

Please note that your data is safe with Kotak Mahindra bank. We do not share any information with third party without your initiation. If you have upgraded your phone to the new Android Nougat, and are facing any error with Kotak Mobile app, please re-install the App. Sorry for the inconvenience. You can now download your Kotak 811 app and start your digital banking journey today. *Earn 6% p.a. interest on savings account balance over Rs. 1 Lakh and up to Rs 5 crs. Earn 5% interest on savings account balance up to Rs. 1 lakh and 5.5% p.a. interest on savings account balance above Rs. 5 crs. Applicable for Resident Accounts only. Savings Account interest rates are subject to change from time to time.


Download Kotak – 811 & Mobile Banking App  :-


Download Kotak – 811 & Mobile Banking App (18 MB)


User Reviews :-


App User
App is good and have great features. After full KYC there is no limit i can transfer and receive big amounts. Fully digital bank no need to go to branch for any service all the services are available in the app. But the app is little bit slow while opening or login. Need to change the UI to a new attractive look.

No SoUnD ;D
Hey guys you did an amazing job by launching the 811 scheme. The app is far better than many other mobile banking apps. Just 1 issue that in my citi bank net banking i can avail the option of surrendering the fixed deposit via my mobile app only and please introduce some investment options for us… All in all an amazing app and bank

Gopi Karthi
I have paid Airtel postpaid bill from this app. Airtel said that it will be refelecting after 5 days.. For a bill why 5 days? I didn’t reciveve my pin number. Professional courier didn’t deliver the PIN. But I got a message pin delivered. I am living in Town area but courier service stated in their web site out of delivery area. I don’t want this Account. Totally frustrating. Uninstalling. Good bye.

sachin shigvan
From last 9 to 8 months i am using kokat 811 account. Apps is eazy to use. My bank of baroad is not in list for add money in accout and other credit card option for add money. Please Update more option for credite card payment. Please reduces debit card transaction changes and issue debit card first-time for free. I hope’s you will slow my all query asap. Best of luck. 03/07/2018 9:14 am

alka rathore
App is just enough to avoid going to bank otherwise it needs some modifications. Like when user can’t see anything without login then better display logon page at first rather than showing home page which says login to view this section. Also have other non friendly points. I can’t see money sent to beneficiary on view and repeat transfer page

App gets hung at Accounts page after clicking 811 Quick Link, and cannot book appointment via app for KYC, or do anything for that matter. That page itself has weird content showing up (with tags and all that, and not the content). Also, cannot go back from that page, have to close and open the app to do anything in that.

shakeer mirza
The 3 stars only for the services you provide on 811. App features are also excellent. But the performance?? I may stuck in emergency just by opening app. Its just either showing system busy or showing a white line loading. And why to turn on Location every time I start it. You can ask it later when it requires right? But many thanks for the services.

App User
You customer care information is One mail statement charges 118 rupees please tell me my account 352 rupees dedicate Please tell me why Please check I am lost call Customer Care information……… . Pehle ki problem solve nahi hui phir aur ek problem aa gayi Amount was deducted 3 time From My Account But Not Credited on Payee Account Pls Refund it or Send to Payee Thank You

Prem Bahadur
App is most upgraded and useful with all quality nessecities which are all required for banking transactions. Should ensure by the customers on how safe & secure is this app while using. So far I haven’t found any such like troubles for the last 10 yrs

Prashanth Bs
I don’t know why there is no Kannada Language option in your customer service??? So you don’t want to give any service to Karnataka people or just because of your negligence. When you have other languages option like gujrathi Tamil Hindi why not Kannada. How do we people communicate with your customer service executive in our local language. I don’t know why you people are so neglected about Kannada language

Gurrapu Kirankumar
I used this account as my personal salary account . After credited my salary without reason 1000rs debited from my account and report to bank also. No one giving proper response to me. Caution: do not install this app don’t deposit money be careful

Samar Singh
How can kotak cut my money. jab maine account khulwaya tha tab mujhe bola gya tha ki maintainance ya non maintainance ke naam pe koi paisa nhi kata jayega. I will not leave this issue.

Dinesh Ojha
I opened this kotal 811 account as per offer with the purchase of my OnePlus 6 as benefit like complimentary Protection plan. Purchased mobile on 27 May and opened account on 7 June but still no protection plan was activated, seems like I am cheated

App User
Love this app man.. Rt now I was in hurry with some issue.. so within a second it solve it, not only this I have a lot, n still without any questions, kotak solve my probs.. thanks to this app, banker and the maker.. Good job guys.. God bless you all.

Amar Nath
Before I give 5 star rating for this app. But now I am going this because I can’t see my profile I can’t apply for credit card statement. I applied through IVR spent around 50 RS for statement i called four times waited for six hours for statement till now I didn’t get my statement. Very slow service I ever seen in my life. Kotak is getting worst bank.

What the hell? The app is not working for the past 5 days and it says the system is currently unable to process the request. Unable to even open the app. My money is struck. Even the website is not working. Let’s die for having account with KMB.

Abhishek Aggarwal
App has no option to file a complaint. Yesterday I did a upi transaction through this app and it failed . But the money was I checked other account and didn’t recieve the money. I still didn’t get refund .kindly tell me where should I contact …i have the upi reference no. Too

Ravi Tej K
The Kotak app ui is not that friendly and it needs more security levels. The IMPS transfers are constantly getting declined due to some technical errors. And There is no prompt for banking password to complete the transaction.!! How could only mpin be the only level of security to login and transact..!??

Bhishma Pradhan
I submitted my Account Closure application to the branch Chaibasa, Jharkhand on 24.05.2018 but till date no any response why? Branch Official said that he processed and he did not given any receiving of my application. I tried to contact customer service but couldn’t succes what I have to do. Please suggest me.

Tushar Khade
I was created kotak Machindra salary account before 6 year. After that i didn’t maintain balance on that. I dont know account number as well. I want to start new zero balance account. I installed app from play store. And while creating new one then its snowing errors like you cabt create new account. I eant to solution. I eant zerp balance account

Animish Andraskar
June 21, 2018
I am changing my review after completing the full KYC of my account. As my account is working without any limits now, I am not facing any issues with the app. The app is easy to use, quite user friendly and works like bliss. However, I would like to see a modern UI in the app like apps of other competitor banks. Keep it up.

krishna chaitanya
World of banking in hands, thanks to Kotak people for making banking so simple. But I have few suggestions / complaints: 1. Application is little bit slow 2. I have ordered debit card, for that there is no notification of status of my debit card

abhishek joshi
The service is very poor. Made multiple inquires for opening a blocked account but the customer executives have no idea what that is nor can they connect me with someone who does. They suggest I go to a branch and inquire.

Kiran M Kashyap
Needless to say it is worst bank with worst services. Worst in customer sevices. PCD charges! Web that never works. I hate this bank. 2 issue. 1). I am not able to reset my net banking password. 2). Even if I succeed at random, Portal never allows me to logon to and blocks my password in 3rd attempt.

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