Android App ”PhonePe” Download Apk, Complete Review, Users Review, App Information, App by PhonePe

PhonePe – UPI Payments, Recharges & Money Transfer
by PhonePe

PhonePe is a revolutionary way to make mobile payments in India. From UPI payments to recharges, money transfers to online bill payments, you can do it all on PhonePe. PhonePe is way better than Internet Banking and offers you the safest and fastest online payment experience in India.

PhonePe Android App

PhonePe Android App

Things you can do on the PhonePe app –
– Send and request money from your contacts anytime, anywhere.
– Recharge prepaid Mobile for most major operators/Datacard/DTH connections across the country.
– Pay postpaid Landline, Datacard and Mobile Bills for all major operators.
– Pay for utilities such as electricity and gas bills.
– Check your account balance, save beneficiaries and manage multiple bank accounts.
– Get refunds and cashbacks to your bank account in an instant.
– Split bills with your friends and settle them right away.
– Shop on Flipkart, Myntra, Jabong, and other online shopping websites.

PhonePe benefits –

– Transact up to Rs.1 lakh per transaction, 24*7.
– Get instant refunds and cashbacks from our partner merchants into your PhonePe wallet. -Check wallet balance that can be withdrawn to your bank account. Cashback cannot be withdrawn to any linked bank account and cannot be transferred to other users. Cashback can be redeemed for mobile recharges, bill payments, and used for merchant payments where PhonePe has been integrated as a payment option
– Top up your wallet using your UPI enabled bank account or a debit card to make instant payments to anyone.
– One-click payments using your PhonePe account at any of our merchant partner locations.
– Transact in the language of your choice. English, Hindi, Tamil, Bengali, Telugu, Kannada, Malyalam, Assamese, Gujarati, and Marathi are now live. More languages coming soon!

The PhonePe app works over the Unified Payments Interface (UPI) platform developed by the National Payments Corporation of India (NPCI) and is powered by YES Bank. The PhonePe UPI app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking. No need to remember IFSC codes, account numbers, or other inconvenient details. Make instant bank transfers by just using a mobile number or a unique payment identity – your Virtual Payment Address (VPA).

PhonePe also provides you with a digital mobile wallet for faster refunds and cashbacks from our merchant partners. You can spend your wallet balance or withdraw it into your linked bank account(s) in one quick swipe. With over 70 billers live on the PhonePe App you can do quick and easy recharges for mobiles, DTH, datacards and also pay gas, electricity, landline and other utility bills.

Currently over 40 banks are UPI enabled, with more banks coming soon!
Banks currently on UPI: YES Bank (our UPI sponsor), Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda (BOB), Bank of Maharashtra, Bank of India, Canara Bank, Catholic Syrian Bank, Central Bank of India, Citibank, City Union Bank, Corporation Bank, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, HSBC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indusind Bank, Indian Bank, Indian Overseas Bank, Karur Vyasa Bank, Karnataka Bank, Kotak Mahindra Bank, Laxmi Vilas Bank, Oriental Bank of Commerce, Punjab National Bank (PNB), Punjab and Sindh Bank, Ratnakar Bank (RBL), State Bank of India (SBI), South Indian Bank (SIB), Standard Chartered Bank (SCB), TJSB Sahakari Bank, UCO Bank, United Bank of India, Union Bank of India, Vijaya Bank

For more details, please visit our website at

Permissions for App and reasons:
SMS – This is required to verify Phone no for registration
Location – This is a requirement by NPCI for UPI transactions
Contacts – We use this to for phone numbers to send money to and choose numbers to recharge.
Camera – We use this to scan QR code.
Storage – We use this to store scanned QR code.
Accounts- This is used to prepopulate email id while signing up.
Call – This is used to detect single/vs dual sim and let user choose



Direct PhonePe APK (9.13 MB Size)


Download PhonePe from Play Store:-

User Reviews:-

I loved this app . It is easy to use, but to be honest I have to say that the customer support is very bad.A few days before I had some balance in my wallet.But now it is showing that my balance is zero.I tried to contact the customer care many times but no response from the customer support end.worst customer support team ever. One more thing ,there is no option for paying electricity bill of KSEB customers

-I’m revisiting my rating for your app. I have to say I initially didn’t like it, but now I’m loving it. I like the interface, the logic you have applied on all transactions and so on. My only concern being you need to improve on your coverage and more places need to start accepting phone pe. Thanks guys!!

-I love this app compare to any UPI app in the playstore. Very simple interface and user-friendly. But the customer support is worst compared to other. I am giving 1* because I love the app not the customer support. If Phonepe will continue like this kind of customer support,in coming day it’s not going to survive the competition. Hope for good and they will consider my review

-Though some time bank balance does not show but overall its very good app. Lots of cash back offers which are far better than paytm however few things can be improved like crediting of wallet through credit card as well.

-To PhonePe Developers and feedback department, kindly provide an option to disable the notification and reminder for the operator, which user don’t want. Sometimes i pay the bill of my friends and get notifications everyday which is damn irritating

-【PhonePe is an impressive application. Using it for long time. Good cashback offers are provided here. Sending money is also fast.】 16/6/2017 【Poor service recharge get failed half dozen times. There service to return money is too slow. Chillr application is better to use in compare to this.】

-Nobody can help me… I already raised a ticket for cashback..but 2 days gone. But there is no any revert from your side.. It’s very disappointed.

-It is a very good app, I didn’t face any problem with this app. Those user who gave 1 star for this app it’s not justify with the app because total service of this app are good. One thing is to update for this app is plz provide pin for wallet app and while starting of app security pin option provide for increasing security like bhim and last best app I ever had.

-There is a major big in t app.. while registering t account, it checks t GPS location.. bcos of this, I was not able to register my Tamilnadu number when I was in Bengaluru. But it worked when I tried registering for an account from Tamilnadu. I have all my bank accounts linked to TN number, how do you expect UPI to work???

-Good app and reliable service provider which makes money transaction easy and simple with an offer of cash back .Also eases bill payment at a fraction of time. Some times ads come on display which make interruption else it’s good in all.

-Good apps but customer care service is too poor. Today I recharged my DTH but system shows pending transaction till now. I contact customer service but I haven’t refund nor transaction successful till now. All are good only customer service is very bad

-The app has a super flexible platform with super inefficient customer support. I have got a refund from flipkart as transaction was successful but fulfillment was not done. After some one month’s repeated conversation I get to know that they even not understood my issue. I have provided them the refund transaction id as well. Without providing any resolution they even have closed my issue stating that it has been resolved. I loved the app, but the unprofessional behavior from their customer support left me irritated… one month is over i still have not received the refund. My ticket id is 4775784

-Everything is just fine apart from login. Due to official reasons i cant use my smartphone inside my office hence i switch the simcard to a basic handset. When i need to make a payment, this app wont login if i don’t have a sim in it. Can you provide normal login with just user ID and password?

-It is not good app because it has no wide feature to contact care. No response when write about transaction failed. Totally useless.

-I m not able to withdraw my phone pe balance to my bank account.i know the cashback scheme that can’t be withdraw but i m not able to with draw my Flipkart returned money to bank. FIX THIS PHONE PE. otherwise a good app

-I got a good experience for the last some transactions. in earlier there is a lag in refund and some errors in paying. But i think now the app solved the issues and completely smooth performance. Also getting good offers in many recharges and other cashbacks.

-The king of cash back.Never seen an app which gives so much cash back ever.You get cash back in sweets stall, snacks store ,Mkretail outlet and for various bill payments.Also they give % transactions. Highly recommended this app

-You are already making it more marvellous but some flaws payment failure is sometimes painful and one more plz add payback point encasher like mobiquick is having so we can encash from Dr/cr/other cards

-Evrything is perfect… But After recent update.. It automatically starts my bluetooth. It’s just annoys me. Please fix this. I am using samsung s8+

-This app is very good and fast. But I want to say the app devoloper that please change the designation of app and also add some features like ‘train booking, metro booking, pass book and gave more transactions security ‘ etc as compared to paytm and freecharge.

-I think you should add your customer support service , and arrange call back to customer those are rise a query regarding this app some issues. Give your customer support contact number

-visa payment is not trustworthy. your bank will receive payments far after the payment date and also phonepe does not take any responsibility of the same. worst experience

-Good app.but refer and earn cash back not giving.i am still waiting for amt.i referred to my frnds they installed app using my link.both didn’t receive any amt.overall app is good.but it cheats me.waiting for reward amt

-Phonepe is tricky.Always belated response for queries .Precisely no wallet is good. Cheaters,,Paytm,mobikwik,phonepe,tez,freecharge,payzapp wallets are here for only trick customer to suck the blood.Be aware of addiction on it. Politics problem.Digital India banned

-Recharge karne k baad kai baar recharge pending rah jaata hai..Isko short out kijiye.paisa account se debit hone k baad pending kyun rehta hai?

-One of best app for transactions I had ever came across… But still a long way to go for being the best in this category. Most of my friends never heard of this app. Try to advertise about this app. Just of Google, everyone opting for Tez.

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